Ryan Lugbauer

Ryan Lugbauer and his Associate Jada Sanders bring over 15 years of expertise and dedication to helping clients find the most competitive and tailored loan products. Whether you’re a first-time homebuyer or a seasoned investor, Ryan understands that everyone’s financial goals and circumstances are unique. As a fiduciary Mortgage Advisor, he applies his extensive experience to guide clients toward the best choices for their needs.

With a strong commitment to transparency and communication, Ryan and Jada use specialized tools and regular updates to make the loan process clear and seamless.

Ryan’s roots are in San Francisco. He focuses his work in both San Francisco and Marin County, leveraging trusted partnerships with national lenders, local credit unions, and niche lenders. He and his team offer a broad range of options to meet each client’s needs. For self-employed borrowers, Ryan’s team provides creative solutions, including bank statement loans, asset depletion, and other out-of-the-box financing options.

Ryan’s goal is to understand your needs. Schedule a free consultation or give him a call anytime—he’ll guide you through each step of the process. Ryan and his team keep you, your realtor, and all involved fully informed, ensuring a smooth experience from start to finish.

With competitive rates on Jumbo and Super Jumbo loans, plus a variety of Conventional, FHA, Commercial, and proprietary options, Ryan provides the flexibility and resources to help you secure your ideal home.

As a broker, he works for you, offering personalized service and a wide selection of programs.

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